Comprehensive support for your financial well-being

Schneider Electric recognizes that everyone has different needs — especially when it comes to your money and your future. So, we provide different ways to help you plan for your financial well-being.¹

Company-paid Comprehensive Financial Planning

Whether you are nearing retirement or just starting your career, a comprehensive personal financial plan can help you manage your financial objectives with confidence — now and in the future. That’s why Schneider Electric offers you a Company-paid Comprehensive Financial Planning service at no cost to you.

Your Certified Financial Planner (CFP) from Empower will work with you to create a long-term plan to help achieve your financial goals. You’ll meet with your Empower CFP to share your financial details and discuss your goals. Then, your CFP will help you build an in-depth plan with action items to help meet your future needs. This service is not sales or commission based.

Learn more on Rewards@Schneider or call 833-738-7473.

Money coaching and more through My Secure Advantage (MSA)

This valuable resource can help you be money smart at every stage of life. It’s confidential, personalized and no cost to you.

Advice on medical plan: Talk with an MSA advisor about your health care needs, all of your available options, and get help evaluating what makes the most sense for you.
Unlimited money coaching: Let a professional MSA coach give you unbiased advice so you can make better decisions about spending, saving and investing. You pay nothing to use this service.
Financial assessment: Use this online tool to figure out where you stand financially.
Identity monitoring: Enroll in this free service to help protect your personal information.
Credit score and report: Learn how to improve your credit score, so you’ll have more options and better deals on everything from cell phone plans to mortgages.
Personalized, secure website: Get online tools, support, videos, articles and more.

Your spouse/domestic partner and dependents (age 18 and older) can also access MSA coaching and the private website for free.

Visit Rewards@Schneider for more information. Sign up for MSA money coaching at se.mysecureadvantage.com or call 888-724-2326.

Certified Financial Planning or MSA?

Why Comprehensive Financial Planning? Your CFP can provide fiduciary advice.² This means they can look at your financial plan holistically and recommend which option is best for you — for example, increase your 401(k) contribution by 3%.

MSA advisors and coaches are financial advisors only. MSA will give you all the facts and help you weigh the pros and cons when looking into different options — for example, a 529 college savings plan vs another savings account. However, they will not be able to make a recommendation.

Not sure which to use? The chart below can help you select which is best for your needs. But first, know that both services are strictly here to help you on your financial journey. You pay nothing for either service, and neither Empower nor MSA earns a commission for their services.

You have access to unlimited appointments and these services are confidential (meaning they won’t share your information with Schneider Electric).

Empower Comprehensive Financial Planning	My Secure Advantage (MSA)
Acts as a fiduciary when providing financial planning services² Incorporates all of your accounts, assets and liabilities into one financial view Reviews retirement savings, income strategies and projections Helps with budget and debt management Evaluates insurance needs (such as life, long-term care, disability) Assesses current tax decisions to help prepare for retirement Determines best education savings options for you	Gives you the facts and helps you weigh the pros/cons of various financial scenarios Looks at your day-to-day finances Helps you build financial skills Helps you establish and/or improve your credit score Offers a tax coach for tax preparation and questions Provides guidance for specific life events and goals, such as buying a house Helps monitor cash flow and create a budget using budgeting software

Empower Comprehensive Financial Planning

My Secure Advantage (MSA)

Acts as a fiduciary when providing financial planning services²
Incorporates all of your accounts, assets and liabilities into one financial view
Reviews retirement savings, income strategies and projections
Helps with budget and debt management
Evaluates insurance needs (such as life, long-term care, disability)
Assesses current tax decisions to help prepare for retirement
Determines best education savings options for you

Gives you the facts and helps you weigh the pros/cons of various financial scenarios
Looks at your day-to-day finances
Helps you build financial skills
Helps you establish and/or improve your credit score
Offers a tax coach for tax preparation and questions
Provides guidance for specific life events and goals, such as buying a house
Helps monitor cash flow and create a budget using budgeting software

Available to all non-union, Greensboro union and Pleasanton (CWA) union employees as well as Puerto Rico employees.
This can include, but is not limited to, contribution types (traditional vs. Roth), recommended investment amounts or percentages and other strategies. Portfolio investment guidance is not permitted outside of the Schneider Electric 401(k) Plan, though general asset allocation education is provided as part of the holistic financial review.