Disability

Your Schneider Electric disability benefits protect you financially if you are unable to work because of a covered illness or injury.

Short-term disability (STD)
STD provides income protection if you become disabled and are unable to work due to a non-work-related illness or injury for up to 26 weeks.
  • You automatically receive Company-paid STD coverage of:
    • 100% of your base pay for 4 weeks
    • 60% of your base pay thereafter
  • You may buy additional coverage* of 10%, for total STD coverage of 70% of your base pay, following the first 4 weeks. Your cost for STD coverage (per $100 of monthly base pay) is listed on rates and fees. For the Buy-up option’s actual before-tax costs, go to se-benefitslink.com.
There is no maximum weekly STD benefit. * Due to state law, employees who work in New Jersey will automatically receive the STD Buy-up coverage level Company paid. If you work in New Jersey, your option will be reflected on se-benefitslink.com.

State disability plans

If you work in California, Hawaii, New Jersey, New York, Puerto Rico or Rhode Island, which provide state disability plans, the Schneider Electric disability benefit will be reduced by the amount you receive from the state disability plan. Consider whether the state disability plan meets your needs or if the cost of electing the Buy-up option is worth the additional benefit you may receive.

Evidence of insurability

If you are currently enrolled in Company-paid STD and you elect the Buy-up STD during Annual Enrollment, you will be required to provide evidence of insurability (EOI) — or proof of good health. Your increased coverage level will not become effective until after Unum approves your increased coverage. If you were recently hired, you will not have to provide EOI if you elect the Buy-up STD and/or LTD coverage within 31 days of becoming eligible for coverage. If EOI is required, MetLife will mail a form to your home address after you complete your enrollment.
Long-term disability (LTD)
LTD coverage ensures a source of continuing income for disability claims lasting longer than 26 weeks. Schneider Electric pays for LTD coverage replacing 50% of your base pay. As a new employee, you’ll be enrolled automatically in the Buy-up option for LTD (60% of your base pay). You can elect the Company-paid option (50% of your base pay) instead of Buy-up, but you will be required to provide proof of good health if you later decide to elect the Buy-up option. Payment of LTD benefits is subject to approval by MetLife. Your cost for LTD coverage — per $100 of monthly base pay — is listed in the chart on rates and fees. Your before-tax cost per pay period is available on se-benefitslink.com.

Highlights of your financial resources

Get rewarded for your healthy habits.

Available to you and your spouse (if they’re covered on a Schneider Electric medical plan), Virgin Pulse can help you prioritize well-being goals and activities each day.

  • Healthy habits: Select healthy habits you want to focus on and track your progress.
  • Challenges: Work toward your goals in a fun, competitive atmosphere by joining corporate challenges. You can even challenge yourself – or your friends – to live a healthier life by creating your own personal challenges.
  • Activity tracking: Tracking activities through Virgin Pulse – like steps, workouts and sleep – helps you visualize your progress and earn rewards! Track easily by syncing on your phone or on your activity tracker, or enter your activities manually.
  • Reach your goals: Get help to stay focused on achieving specific health goals with resources like sleep and nutrition guides as well as personal health coaches.
  • So much more: Get more fuel for your daily well-being goals by exploring everything Virgin Pulse has to offer, including Journeys, virtual fitness and mindfulness sessions and more!

Hear how Kara Greer uses the workout reminders from Virgin Pulse.