Prescription drug

When you elect medical coverage through Schneider Electric, you also get prescription drug benefits through Express Scripts.

If you live in Puerto Rico, your medical and prescription drug coverage is administered by Triple S (Blue Cross and Blue Shield of Puerto Rico). You will receive a separate insert regarding coverage details and cost. If you live in Hawaii, your medical and prescription drug coverage is administered by UHA Health Insurance. If you are a U.S. employee on an expat assignment outside of the United States, your medical, prescription drug and dental coverage is administered by GeoBlue. See the 2024 Benefits Guide for U.S. employees working abroad for coverage details and costs.

Is your pharmacy in the network?

To find an in-network pharmacy, sign in at Expess-Scripts.com > Locate a Pharmacy. First-time visitor to Express-Scripts.com? Register using your member ID number.

Lower your prescription costs with Rx Savings Solutions (RxSS).

RxSS partners with Express Scripts so they can review your medications to find lower-cost options, compare prices and help you make a switch. Activate your account to learn more at myrxss.com, through the app or search “RxSS” on Rewards@Schneider, or call 800-268-4476.

Brand-name drug cost when generic is available.

If you or your doctor requests a brand-name medication and indicates “dispense as written” when a generic equivalent is available, you will pay the generic copay plus the cost difference between the brand and the generic. You or your doctor may request a coverage review to waive the cost difference between the brand and generic medication by contacting Express Scripts.

Filling your long-term/maintenance medications.

You can fill your first two prescriptions for a maintenance medication at a retail pharmacy for up to a 30-day supply. All additional long-term prescriptions (90-day supply) for maintenance medications must be filled through either a Walgreens or CVS pharmacy or the Express Scripts home delivery pharmacy to be covered by the plan. Learn more at Express-Scripts.com.

Certain specialty drugs at no cost under the Core PPO.

Under the Core PPO, certain specialty drugs may be at no cost through SaveonSP, who helps coordinate manufacturer-sponsored assistance. Learn more at Express-Scripts.com.

Comparing prescription drug benefits

Plan provision	Core CDHP + HSA		Buy-up CDHP + HSA		Core PPO
	You pay in-network	You pay out-of-network	You pay in-network	You pay out-of-network	You pay in-network	You pay out-of-network
Deductible (combined with medical)
Single	$3,200	$6,400	$1,600	$3,200	NA
Family	$6,400	$12,800	$3,200	$6,400	NA
Out-of-pocket maximum1
Single	$5,600	$11,200	$4,450	$8,900	$3,700	$7,400
Family	$11,200	$22,400	$7,150	$17,800	$7,400	$14,800
Prescription drugs2
Retail (30 day supply)
Generic	20% (after you meet the annual deductible)	40% (after you meet the annual deductible)	20% (after you meet the annual deductible)	40% (after you meet the annual deductible)	$10 copayment
Preferred brand					20% coinsurance ($30 min / $60 max)
Brand					40% coinsurance ($60 min / $120 max)
Preventive3	$10 copayment for generic drugs (no deductible) 20% for preferred brand and brand name drugs (no deductible)				NA
Mail order, CVS or Walgreens (90 day supply)4
Generic	20% (after you meet the annual deductible)	No coverage	20% (after you meet the annual deductible)	No coverage	$25 copayment
Preferred brand					20% coinsurance ($75 min / $150 max)
Brand					40% coinsurance ($150 min / $300 max)
Preventive3	$25 copayment for generic drugs (no deductible) 20% for preferred brand and brand name drugs drugs (no deductible)				NA

1. The out-of-pocket maximum includes expenses paid toward your deductible, as well as medical and prescription drug copayments and coinsurance amounts.
2. For specialty drugs under the Core PPO: Certain specialty drugs may be at no cost through SaveonSP, who helps coordinate manufacturer-sponsored assistance.
3. Go to express-scripts.com/schneiderelectric to check how medications are classified. Any drugs considered preventive for ACA purposes do not have a copay.
4. After two fills, long-term prescriptions for maintenance medications must be filled through a Walgreens or CVS pharmacy or the Mail Service Program to be covered by the plan.