Medical plan changes

Increased medical benefit coverage for cardiac, knee, hip, maternity and spine services
If you need services related to cardiac, knee, hip, maternity or spine and choose a Blue Distinction® Center+, you will receive a higher level of coverage: 10% coinsurance rather than 20%, as part of your BCBSIL medical plan coverage. Providers in the Blue Distinction Center+ are within the BCBS national network and have demonstrated their commitment to high-quality care, resulting in better overall outcomes for patients and lower costs.
New BCBS networks in Tennessee and New Jersey

If you live in Tennessee or New Jersey, you’ll participate in a new statewide BCBSIL provider network. These local networks provide additional savings through lower negotiated rates for health care services. More than 95% of current in-network providers and facilities are also in these select networks; however, some providers are not in-network.

To see if your provider is in the network, or to find a new provider, go to and click the Find a Doctor or Hospital link. Search as a guest > enter the location where you would like to search for care and then select the appropriate state network (i.e., New Jersey is the Horizon Managed Care Network, and Tennessee is Network S) or call your health advocate for assistance. NOTE: If you use a provider outside the select network, you will pay the separate out-of-network deductible and be subject to the out-of-network out-of-pocket maximum.

If you enroll for medical coverage for 2021 and live in Tennessee or New Jersey, you will receive a new ID card from BCBSIL by the end of 2020.


Questions on your BCBSIL benefits? On choosing a Blue Distinction Center+?

You can contact a health advocate by calling the number on the back of your BCBSIL ID card: 877-557-3417.


Contact PeopleLink for assistance in English and Spanish.

Call: 877-248-2998
(Monday through Friday, 6 a.m. to 6 p.m. Central time during Annual Enrollment)

Visit support@Schneider.

For more information

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Get rewarded for your healthy habits.

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Hear how Kara Greer uses the workout reminders from Virgin Pulse.