Annual Enrollment FAQs

What if I want to add dependents to my medical, dental or vision coverage for 2025?

Enroll your dependent(s) at se-benefitslink.com and submit the required documents to verify they are eligible by 5 p.m. Central time on November 14, 2024. You can do this in one of two ways:

  • Upload to BenefitsLink (preferred) — Log in to se-benefitslink.com > click Verify My Dependents tile. Upload your documents.
  • Submit a ticket to PeopleLink with your documents attached — support@Schneider > HR Tickets > Annual Enrollment Inquiry with inquiry reason: Annual Enrollment Dependent Eligibility Documentation.

Please allow up to 2 weeks for your dependent documents to be reviewed. If you don’t submit acceptable documents by the above deadline, your dependent(s) won’t be covered. See Your 2025 Benefits Guide or visit se-benefitslink.com for the documents you need to submit.

What if I’m not eligible for a Health Savings Account?

You can enroll in any medical plan option. Consider contributing to the Health Care or Limited Use FSA so you can pay for eligible out-of-pocket health care expenses with pre-tax dollars.

To be eligible for an HSA, you must be enrolled in a CDHP medical plan option; and must a U.S. citizen, Green Card holder or H1-B visa holder with a U.S. residential address.

You cannot be:

  • Covered by any medical plan that is not a consumer-directed health plan, including your spouse’s or domestic partner’s plan;
  • Covered under a general FSA through your spouse’s or domestic partner’s plan (however, you may participate in a Limited-use Health Care FSA specifically for dental and vision expenses or medical expenses incurred after you meet your CDHP’s deductible);
  • Claimed as a dependent on someone else’s taxes;
  • Enrolled in Medicare (including retroactive Medicare coverage);
  • Covered by TriCare, TriCare for Life, or Medicaid; or
  • The recipient of VA benefits within the last three months unless you have a disability rating from the VA.

NOTE: The IRS regulates HSA eligibility; if this information conflicts with IRS guidance, IRS regulations govern.

What if I cover a domestic partner or their child, and their tax status has changed?
Complete and submit the “Certification of Tax Dependency” form to PeopleLink by 5 p.m. Central time, November 14, 2024.
What if I have a change in family status between now and the end of 2024?

If you experience an eligible change in status — such as marriage or birth of a child — between now and the end of the year, you will have to ensure that both your 2024 and 2025 elections are updated at se-benefitslink.com within 31 days of the event (90 days for birth or adoption).

NOTE: If your change in status occurs during the Annual Enrollment period and you wish to update your 2024 benefit elections, you must first complete your status change event for 2024 and then complete your 2025 Annual Enrollment elections.

What if I want to increase my Supplemental Life or Spouse Life coverage, or enroll after waiving coverage in the past?

You (and/or your spouse) will be required to show evidence of insurability — or proof of good health — if you enroll in or increase your Supplemental Life Insurance for yourself and/or your spouse.

Unum, the insurance carrier, will email a link to your Schneider Electric email address so you can complete your EOI form online. If you do not have a Schneider Electric email address, Unum will mail the EOI form to your home address. Call Unum if you don’t receive the form by January 1. Your new or increased coverage level and payroll deductions will begin after Unum approves your increased coverage.

What if I enroll in Buy-up short- or long-term disability?

You will be required to show evidence of insurability — or proof of good health. MetLife, the insurance carrier, will mail an EOI form to your home address. Call MetLife if you don’t receive the form by January 1. Your new increased coverage level and payroll deductions will begin after MetLife approves your increased coverage.

As you enroll and get ready for your 2025 benefits, keep in mind:
  • If you are changing your medical plan option from the PPO to a CDHP and you currently have a Health Care FSA, your Health Care FSA balance must be $0 by December 31, 2024. Otherwise your and Schneider Electric’s HSA contributions will not begin until April 2025 and the contributions will be prorated.
  • If you are continuing participation in an HSA or the Health Care FSA, keep your PayFlex or Inspira Financial (formerly PayFlex) debit card if it isn’t expired. You will only receive a new card if the old one has expired or you are new to the plan.