Minimum Health Savings Account contributions

You must contribute to your HSA to get the Schneider Electric HSA contribution.

In 2025, contribute using either Benefit Bucks or your own money:

• For employee only coverage, contribute at least $100 annually to get your Schneider Electric HSA contribution (approximately $4.17 per paycheck if paid semi-monthly or $1.93 per paycheck if paid weekly).
• For family coverage, contribute at least $200 annually to get your Schneider Electric HSA contribution (approximately $8.34 per paycheck if paid semi-monthly payroll or $3.85 per paycheck if paid weekly).

2025 HSA contributions

Who is covered	Schneider Electric contribution	+	Your maximum contribution1, 2	=	2025 IRS maximum contribution
Employee only	$700	+	$3,600 ($100 minimum to get Company contribution)	=	$4,300
Family	$1,400	+	$7,150 ($200 minimum to get Company contribution)	=	$8,550

1. If you turn age 55 by December 31, 2025, you can contribute an additional $1,000.
2. Benefit Bucks applied toward your HSA will apply toward your maximum contribution limit.

Advantages of saving with an HSA

• Use now or save — even for retirement: When you incur eligible expenses, you decide…
  • If you want to use HSA dollars to pay the expense (funds are available when they’re posted to your account), or
  • Pay out of your own pocket and save your HSA dollars for future expenses. An HSA is a great way to save for expenses in retirement.
• Get triple-tax savings:
  1. Contributions are tax-free: both Schneider Electric’s and yours.
  2. Money grows tax-free with interest/earnings.
  3. Withdrawals are tax-free for eligible expenses.
• Money is always yours: Because any unused money in your HSA rolls over from year to year, you can save the money in your HSA to use in the future, even if you leave the Company or retire.
• Decide if you want to contribute: In general, you can start, change or stop your contributions anytime during the year at se-benefitslink.com. However, if you would like to receive the Company HSA contribution, you must satisfy the minimum employee contribution amount before you can stop your contributions.
• Invest your money: If you have at least $1,000 in your account, you can invest in a variety of mutual fund options made available by Inspira Financial, the HSA custodian. To access your account and for more information, visit inspirafinancial.com.

If you’re not already contributing, why wait? You can use your HSA to grow your retirement savings for later and lower your taxes now!