Medical plan deductibles are increasing.

For 2025, the IRS minimum annual deductible amounts are increasing for the CDHPs. As a result, the medical plan deductibles will increase as shown in the chart below.

For 2025, the IRS minimum annual deductible amounts are increasing for the GeoBlue CDHP. As a result, the medical plan deductibles will increase as shown in the chart below. There is no increase for the GeoBlue PPO plan.

Deductible Core CDHP Buy-up CDHP Core PPO
You pay in-network You pay out-of-network You pay in-network You pay out-of-network You pay in-network You pay out-of-network
Single $3,300 ($100 increase) $6,600 ($200 increase) $1,650 ($50 increase) $3,300 ($100 increase) $700 (no increase) $1,400 (no increase)
Family $6,600 ($200 increase) $13,200 ($400 increase) $3,300 ($100 increase) $6,600 ($200 increase) $1,400 (no increase) $2,800 (no increase)

Deductible GeoBlue CDHP GeoBlue PPO
You pay in-network You pay out-of-network You pay in-network You pay out-of-network
Single $1,650 ($50 increase) $3,300 ($100 increase) $700 (no increase) $1,400 (no increase)
Family $3,300 ($100 increase) $6,600 ($200 increase) $1,400 (no increase) $2,800 (no increase)

The same deductible increases also apply to the GeoBlue CDHP. There is no increase for the PPO plan. Benefit materials for employees in Puerto Rico or Hawaii will be shared via email with them directly.